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Beware, just because it won’t affect your credit score doesn’t mean it won’t affect you in other ways – Pay Pal will charge you up to the first time you’re late, and up to each time thereafter.
Debt can build up quickly, and it’s not easy to shake off.
You’ll be asked to provide your date of birth and the last 4 digits of your Social Security number, and then to accept the terms of service.
It’s the integration into Pay Pal Wallet In a recent interview, Steve Allocca (Pay Pal’s Vice President of Credit) said that “the changes are part of the company’s larger efforts to bring credit more to the center of Pay Pal”, and that the company’s figures showed that “[consumer] spending goes up 30 percent after a customer adopts a Pay Pal credit vehicle”.The standard APR is 19.99 percent, which is slightly higher than most high street cards (though some “preferred customer” cards can see rates as low as 6 percent).Your credit limit will be at least 0, and you may even get a sign-up bonus., including e Bay (though you cannot use it for purchases that fall into the categories of adult, digital goods, weapons, alcohol, and vehicles).One such service is the recently rebranded “Pay Pal Credit“.
Pay Pal Credit – formerly called “Bill Me Later” – is best described as a virtual credit card.
The service has actually been under the Pay Pal umbrella since 2008 when the company bought it from I4 Commerce, but it sat as a relatively dormant and underused feature until its rebrand in the middle of last year.